Finance
involves the study of financial instruments such as money systems, the investments that are made by people using money
or money equivalents and many more. Finance as a field is concerned with the
investment of both the assets and liabilities, bearing in mind that risks are
made to occur and that there is uncertainty about what the future holds for any
business firm. Other people define finance as an art involving money
management. Therefore, some people wonder whether finance is a science or an
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scientific formulas. This then proves to us that, finance is a science. As an
art, again we notice that finance involves also the use of some non-scientific
aspect. For instance, discoveries have shown that the decisions that are made by human beings on daily basis and their
emotions take a very big part when it comes to
the financial aspects hence, we cannot
deny the fact that finance is an art. Finance is divided into; public finance,
corporate finance, personal finance and social finance. For those who are
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